How Insurance Works


Introduction Insurance is a way to manage risk. The main concept of insurance – that of spreading risk – has been around as long as human existence. Whether it was hunting a giant animal in a group to spread the risk of being the one gored to death or shipping …

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Importance of Investing in SMEs in Zambia


Small businesses are everywhere. They range from your neighbour who has a small shop to relatively bigger firms that you see at the local shopping mall and they are not limited to one specific line of business. They range from agro products and health centres to consultancy firms. Why? Because …

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SME Financial Training Workshops


Small and Medium Enterprises (SMEs) cut across all sectors of Zambia’s economy and provide one of the most prolific sources of employment and wealth creation and are a breeding ground for industries. According to Zambia Development Agency (ZDA), an SME is defined as a business with annual revenues under ZMW …

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